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Monday, August 30, 2010

Invest in Singapore: Career as a Mortgage Consultant

Invest in Singapore: Career as a Mortgage Consultant
Article contributed by: www.PropertyBUYER.com.sg

Attention to all honest property agents out there. If you are financially inclined or if you are an ex-banker, you are welcome to send your resume for our selection.

With the new property agency ruling, those who has are currently employed may not want to continue to be property agents. You can consider a career as Mortgage Consultant.

At Property Buyer Mortgage Consultants, we want people with the right attitudes.

Are you driven? Do you want to make a lot of money?

If the answer is YES, we DON’T WANT YOU!!!

Our Beliefs - Property Buyer Mortgage Consultants


Why Integrity?



At Property Buyer Mortgage Consultants, we want to make money too, and lots of it. But we do not start off thinking about money. We believe that money and income is a consequence of providing a good and honest service.

Integrity also means, we do not engage in illegal legal fee kick-back.

Integrity means, we cannot favour one bank versus another. Some times one bank may give a slightly benefit than the others, we cannot deliberately steer the customer to such banks.

Integrity means that if you become Property Buyer Mortgage Consultants, you cannot engage in private deals and you cannot ask customers for additional fees for doing a job or use whatever means to extort or coerce for such fees.

Do Note that, such behaviour will mean termination and Property Buyer reserves the right to sue you to the maximum amount and extent permissible under the law.

Always uphold the customer’s interest even if it may mean that we lose a deal. We know that it is painful, but we promise you, the rewards are enormous if we can set ourselves apart from all the dishonesty in the market place.

Why Passion?



If you are looking for a lot of money as a start-off point, you will find that there is a cost for observing our Integrity rules. That means that there may be many hungry months.

Such hungry months may mean that many will turn to cheating and deceit to achieve their monetary goals. If you do not have some financial resources and enough passion, you will stray. Therefore Passion to serve and do RIGHT and be the beacon in this industry is the principles we want all of you to have.

With passion, you can last long.

If you think this does not make sense, read no further. We don’t want you in our team.

Why Empathy?



Empathy is important in a service business. We would call it the “in-your-shoe” thinking. Property Buyer Mortgage Consultants cannot assume that they know best. You may have financial knowledge and some of you may have an MBA and a CFP, but that does not mean you know the customer’s own circumstances and situation.

There will be times when customer seems undecided between choices which to you may seem like a straight forward decision, what do you do during these stage?

This is the discovery stage at the customer’s end. They are pondering between the many choices and weighing it with their own career considerations, lifestyle choices, cash flow as well as many other permutations.

It is extremely important to try to see it from their point of view. Be patient and sympathetic to their dilemma. Listen and give them an un-biased view of the various options. Do NOT jump in with what you think is best. Do NOT recommend packages, but instead provide the PROS and CONS of each home loan package for their consideration.

Let the customer discover themselves what packages fits their own needs. This is important so that we do not have any decision blind-sight. This is very important, never assume that you know best!


Why Knowledge?



Www.PropertyBUYER.com.sg mortgage consultants must be financially well read and be in touch with the latest statistics and trends in the market. Most often, a customer do not want to simply compare rates, they want someone to guide them through the Property Buying process to avoid being cheated by Dishonest Singapore Property Agents or sometimes they want someone to guide them to help them to negotiate a fair value for their property.

Customers need someone knowledgeable to guide them through the process of property buying, of refinancing and to intelligently discuss the possible financial implication of each.

As Property Buyer Singapore Mortgage Consultants, we are a Research Focused company, we do not make unsubstantiated statements about the market.

We cannot and should not comment on market sentiments. For example someone says Casinos are built, the properties will increase in value. What do you respond? How do you respond?

You must have the wisdom to research the facts to justify or debunk the statement. Else keep your comments to yourself. Because we are seen as experts in the field, if you cannot say something that makes sense and that is factually correct, then do not say anything.

If what you say has some assumptions, then do also make sure to qualify your statement with the assumptions.

Why Income?



After carrying out a professional job, of course you will be rewarded. And you will find that it will be highly rewarding after you had done a good job. Income is a consequence of all the above. There is no easy money, we are not afraid to say it. We keep to our motto and acting on it and it has paid off.

Integrity, Passion, Empathy and Knowledge is good business. You can cheat a customer once or twice and earn good money, but you will not have repeat customers and not have many valuable referrals.

So by “DOING THE RIGHT THINGS, RIGHT” you will have plenty of income. And let’s face it, the customer will always remember the person, not the company. If you are professional and carry out the 4 values of Property Buyer Mortgage Consultants you will gradually gain a following of customers who trust you with your judgement and who trust that you will take care of their interests. You will have endless streams of business.

Every one customer you serve, you should uphold the 4 principles of Integrity, Passion, Empathy and Knowledge and with that, each customer will tell 10 others how well you have done.

At Property Buyer Mortgage Consultants, we believe in an honest day’s work, as a result, you must NOT give rebate out of your commission to anybody. This practice is NOT acceptable to us and you will be terminated if you do so. An honest day’s work (often several weeks of work), deserves to be paid a salary.

Why become a Property Buyer Mortgage Consultant?

As a person grows in his/her career, age catches up, retrenchments become common. Sometimes jobs are replaced outright with new processes or machines. A mortgage consultant’s career rises with the number of years in the business as more and more customers who have been served professionally grow with the mortgage consultant and refer ever more business.

Will Mortgage Consultant grow rich? Yes, the answer is yes. The more knowledge and contacts accumulated, the more potential income.

About Property Buyer Contact Property Buyer
www.PropertyBUYER.com.sg
We are a Research-focused Singapore Mortgage Consultant which helps you compare Singapore Home loans either for new home loans or Singapore Mortgage refinance home loans, we balance risks versus rewards for each home loan to match your risk profile and financing needs.
Call us if you fit the description.
Not Simply Cheap, but what Fits. We Research, You Save!
Tel: 6100 - 0608
SMS: 9782 - 8606
Email: Career@PropertyBUYER.com.sg

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